TY - JOUR T1 - Reference incomes, loss aversion, and physician behavior AU - Rizzo, John A. AU - Zeckhauser, Richard PY - 2003 DO - 10.1162/003465303772815817 SP - 909 EP - 922 JO - Review of Economics and Statistics VL - 85 IS - 4 SN - 0034-6535 ER -